Whether you've had your licensed suspended after an uninsured car accident, DUI, too many speeding tickets, too many accidents, or have been otherwise deemed a high-risk driver, rely on Tamara Sperry Insurance to help you get an SR-22.
Our locally owned insurance agency can help you meet the SR-22 requirements in order to reinstate your driving privileges with no judgment. We don't charge extra fees at our small, hometown agency.
Contact us today to learn more or to get started on a FREE quote!
Drivers get their licenses suspended for a number of reasons. The most common reasons include:
- Driving under the influence (DUI) arrests
- Driving without auto insurance coverage
- Causing an auto accident without carrying insurance coverage
- Receiving too many traffic tickets and violations in a short period of time
The first step to get your driving licenses restored is to find an auto insurance company that is willing to sell you coverage and then file the necessary SR 22 form.
SR 22 insurance is a form submitted by an auto insurance company proving that the driver carries the state minimum insurance requirements. Obtaining an SR 22 form is essential in order to get a suspended license back. This is especially true for drivers who have exhibited risky or dangerous driving habits such as drunken driving arrests and too many car accidents.
Not all auto insurance carriers can file SR 22 forms. In most states, the Department of Motor Vehicles keeps a list of SR 22 providers which can be found online. In addition, independent insurance agents are a good source for finding SR 22 providers.
SR 22 insurance is generally more expensive compared to a regular car insurance policy because of the high-risk behavior associated with drivers with revoked licenses. Once a carrier files an SR 22 for a high-risk driver he or she must maintain continuous coverage. Allowing it to lapse or cancel leads to hefty fines and premiums in the future.
Insurance carriers determine rates using a number of different criteria. That’s why it pays to rely on an independent agent who is an expert when it comes to shopping and comparing offers.