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Short-Term Rental Insurance

Short-term rental insurance, also known as vacation rental insurance, is a specialized type of insurance designed for property owners who rent out their homes or apartments on a short-term basis, such as through platforms like Airbnb or VRBO. This type of insurance provides coverage for both the property owner and the renters, and can help protect against a variety of risks such as property damage, liability, and lost income.

How does short-term rental insurance differ from traditional homeowner's insurance?

Short-term rental insurance is specifically designed for properties that are rented out on a short-term basis, while traditional homeowner's insurance is intended for properties that are occupied by the owner. Short-term rental insurance typically includes additional coverage for risks such as lost income and liability.

What types of properties are eligible for short-term rental insurance?

Short-term rental insurance can be purchased for a variety of properties, including single-family homes, apartments, and even vacation homes.

Does short-term rental insurance cover damages caused by renters?

Yes, short-term rental insurance typically includes coverage for damages caused by renters, such as accidental property damage.

Can I purchase short-term rental insurance for a property that I do not own?

No, short-term rental insurance is only available for properties that are owned by the policyholder.

Does short-term rental insurance cover lost income if a rental property is uninhabitable?

Yes, many short-term rental insurance policies include coverage for lost income if a rental property is uninhabitable due to a covered loss.

Protect your investment and get short-term rental insurance today.

At Tamara Sperry Insurance, we understand the unique needs of short-term rental property owners and we offer comprehensive coverage options to meet those needs. Our experienced agents will work with you to tailor a policy that fits your specific requirements and budget.

Here are 5 reasons why you should consider purchasing short-term rental insurance through Tamara Sperry Insurance:

  1. Protect your property: Our insurance policy will provide coverage for property damages caused by your renters, which can help you avoid costly repairs and lost income.

  2. Safeguard your renters: Our liability coverage can protect you from lawsuits related to injuries or accidents that occur on your rental property.

  3. Keep your rental income flowing: Our policies include coverage for lost income if your rental property is uninhabitable due to a covered loss, so you won't have to worry about losing rental income.

  4. Customizable coverage: Our short-term rental insurance policies can be tailored to meet your specific needs and budget.

  5. Trustworthy provider: Tamara Sperry Insurance is a reputable company with a proven track record of providing excellent service and coverage to our clients.

Don't take unnecessary risks when it comes to renting out your property. Let Tamara Sperry Insurance help you protect your investment and your renters. Contact us today to learn more about our short-term rental insurance options and to get a free quote.

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